Are you even investing….

How much of my income should I invest monthly? This is a very common confusion among Investors. Your monthly Investments depend upon your monthly income and other related factors like EMI,rent,other expenses etc. Individuals not knowing their financial goals start with the least amount of SIP i.e Rs. 1000, jus not to feel left out and completely under estimating their Investment capacity, due to this they are not able to reach their financial goals. This creates a huge gap overtime between the corpus they want to create and the corpus they have created. People should consider their income, time value of money and their future financial requirements before investing. Investing in mutual funds just for the sake of investing or just because everyone else is investing is a waste of resources and time. If you are unable to find the right amount of Investment you should consult a professional for the same. Every investor should invest at least 20-25% of his monthly income. Investing 25% of monthly income/salary will help you to create a sum equal to 3 months income/salary within a period of 1 year. This Investment should be increased according to increase in income/salary. This is a standard way to invest in different equity and debt avenues. In conclusion , do not under estimate your investment capacity and do not Invest without a proper financial goal. Any Queries/ question Email id – mrinvestsmart01@gmail.com Instagram – mrinvestsmart Whatsapp – 9920978346.