Should you invest in equity..??

The short answer is YES. People have always been skeptical about investing in equity due to the risk factor being on a higher side. Equity has always been considered as an investment avenue with highest risk but people never consider the time they should invest in studying and understanding the market. Stock market is not […]

Why should you buy a term plan…

Life insurance is sold in India with an emotional story, in very few cases an advised and a practical decision is being made while buying an insurance. Only people who are fully aware of their finances make a practical decision about life insurance. In India only 4% people have a life insurance and an average […]

Investing JUST to save taxes…

Tax planning is a seasonal phenomenon in India. Individuals take interest in tax planning only in the last quarter of the financial year. Tax planning is neglected for the whole year and there is a rush to do the same in the last quarter which leads to incorrect decision making. Individuals under the impression of […]

Are you even investing….

How much of my income should I invest monthly? This is a very common confusion among Investors. Your monthly Investments depend upon your monthly income and other related factors like EMI,rent,other expenses etc. Individuals not knowing their financial goals start with the least amount of SIP i.e Rs. 1000, jus not to feel left out […]

Do you have this in your portfolio…..

Building a financial portfolio is the most important yet the most neglected part of personal finances of an individual. A portfolio should consist of a right balance of equity,debt and insurances. Investing in a mutual fund or buying an insurance is considered as financial planning, which is completely wrong and dangerous. Every individual should should […]

You are planning to go broke…

Since I started my career as a financial advisor I have met a lot of people from different age groups and income groups. Everyone wants to be rich but very less are willing to act upon it. Most of the time I hear people planning to invest from the “next month” but it never happens. […]