Life insurance is sold in India with an emotional story, in very few cases an advised and a practical decision is being made while buying an insurance. Only people who are fully aware of their finances make a practical decision about life insurance. In India only 4% people have a life insurance and an average […]
Read More Why should you buy a term plan…Tax planning is a seasonal phenomenon in India. Individuals take interest in tax planning only in the last quarter of the financial year. Tax planning is neglected for the whole year and there is a rush to do the same in the last quarter which leads to incorrect decision making. Individuals under the impression of […]
Read More Investing JUST to save taxes…How much of my income should I invest monthly? This is a very common confusion among Investors. Your monthly Investments depend upon your monthly income and other related factors like EMI,rent,other expenses etc. Individuals not knowing their financial goals start with the least amount of SIP i.e Rs. 1000, jus not to feel left out […]
Read More Are you even investing….Building a financial portfolio is the most important yet the most neglected part of personal finances of an individual. A portfolio should consist of a right balance of equity,debt and insurances. Investing in a mutual fund or buying an insurance is considered as financial planning, which is completely wrong and dangerous. Every individual should should […]
Read More Do you have this in your portfolio…..
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